Health Insurance Coverage
Access to affordable, high quality health insurance coverage improves access to care, boosts health care outcomes, and provides critical financial security. Yet such coverage is too often difficult to access or inadequate to fully meet people’s needs. Our team of nationally recognized experts investigates the impact of federal and state policies on whether and how health insurance does – or too often does not – work for people.

What We Do
Our experts at CHIR conduct research to assess the impact of federal and state policies to improve health care access and affordability and ensure that health insurance works for the people who need it most. We provide unbiased, relevant, and timely information, analysis, and technical assistance to policymakers, regulators, and stakeholders seeking a marketplace where consumers have access to affordable and high quality healthcare coverage.
What We’re Working On
- Blogs
- What’s Worse than a Ghost Network Plan? A No-Network Plan
- As Federal Protections Stall, States Move to the Front Lines to Alleviate Medical Debt
- Behavioral Health Parity Takes Step Backward Under Trump
- Consumers Still Face Surprise Bills for Ground Ambulances — States Are Trying to Protect Them
- The Peddling of ‘Junk Plans’ to Consumers Facing Higher Premiums
- How States are Preserving Science-Backed Recommendations for Preventive Care and Vaccines
- Publications
- Fact Sheet: The Proposed Marketplace Rule Would Make Health Care Less Affordable and Add Red Tape
- What Consumers Need to Know About Health Coverage That Doesn’t Comply with the Affordable Care Act
- What Health Insurance Risk Pooling Is, and Why it’s Key to Maintaining Affordability
- Notice of Benefit & Payment Parameters 2027: Considerations for People with Insulin-Requiring Diabetes