A 3-Part Strategy for Better Health Insurance: Reducing Costs, Complexity, and Corporate Abuses
Consumers have experienced unsustainable rises in healthcare costs over the last year. In their most...
Costs and Competition
Consumers are struggling to afford their health coverage and care, largely due to rising health care costs. Our team of nationally recognized experts investigates policy solutions to restrain health care cost growth, improve the affordability of health insurance, and promote a high-quality healthcare system that works for consumers and patients.
What We Do
Our experts at CHIR conduct research to assess the impact of federal and state policies to reduce costs and foster healthcare competition on consumers, patients, providers, and payers. We provide unbiased, relevant, and timely information, analysis, and technical assistance to policymakers, regulators, and stakeholders seeking a marketplace where consumers have access to affordable and high quality healthcare coverage.
What's New
Blog Posts
ERISA 101: Key Terms and Concepts
ERISA is a mechanism used to restrain health plan spending. In this blog, CHIR experts discuss a new...
Spending On IDR Process Pushes No Surprises Act Costs To More Than $22.4 Billion Over Just Four Years
Recent Public Use File (PUF) data demonstrate that the independent dispute resolution (IDR) process ...
Who Controls Your Health Care? Congress Advances Legislation with New Ownership Disclosure Requirements
Legislation on ownership transparency is positioned for potential Congressional action later this ye...
Events
Is ERISA Up for the Job? Improving Employer-Sponsored Health Insurance Affordability
On Tuesday, June 2, 2026, Georgetown CHIR, in collaboration with the Peterson Center on Healthcare, ...
Big Medicine: Implications of Vertical Integration for Patients, Providers, and Employers
On Tuesday, May 19, 2026, Georgetown’s Center on Health Insurance Reforms in collaboration with Ar...
Untangling the Complex Web of Health Care Financial Interests
On March 27, 2026, Georgetown’s Center on Health Insurance Reforms hosted the first part of its&nb...
Pulling Back the Curtain: Understanding Hospital Finances and Operations to Inform Policy Friday, February 20, 2026
Watch the recording here. On Friday, February 20, 2026, Georgetown Universityâ...
News
Publications
Insights from a Multi-Stakeholder Study of Individual Coverage HRAs: Considerations for Employers and Employees
Georgetown’s Center on Health Insurance Reforms (CHIR), with support from the National Institute for Health Care Reform, released an issue brief that provides insights into employers’ and employees’ experiences with Individual Coverage Health Reimbursement Arrangements (ICHRAs), recently rebranded as CHOICE Arrangements.
A 3-Part Strategy for Better Health Insurance, Executive Summary
To help policymakers confront health care affordability challenges, the Georgetown University Center on Health Insurance Reforms (CHIR) has released A 3-Part Strategy for Better Health Insurance: Reducing Costs, Complexity, and Corporate Abuses, a new brief that details actionable federal solutions to reform commercial coverage.
A 3-Part Strategy for Better Health Insurance, Full Brief
To help policymakers confront health care affordability challenges, the Georgetown University Center on Health Insurance Reforms (CHIR) has released A 3-Part Strategy for Better Health Insurance: Reducing Costs, Complexity, and Corporate Abuses, a new brief that details actionable federal solutions to reform commercial coverage.
ERISA 101: Key Terms and Concepts
ERISA 101: Key Terms and Concepts breaks down ERISA’s complex legal jargon to help policymakers as they craft reforms to improve the affordability of employer-sponsored health insurance.