Health Insurance Coverage
Access to affordable, high quality health insurance coverage improves access to care, boosts health care outcomes, and provides critical financial security. Yet such coverage is too often difficult to access or inadequate to fully meet people’s needs. Our team of nationally recognized experts investigates the impact of federal and state policies on whether and how health insurance does – or too often does not – work for people.

What We Do
Our experts at CHIR conduct research to assess the impact of federal and state policies to improve health care access and affordability and ensure that health insurance works for the people who need it most. We provide unbiased, relevant, and timely information, analysis, and technical assistance to policymakers, regulators, and stakeholders seeking a marketplace where consumers have access to affordable and high quality healthcare coverage.
What We’re Working On
- Blogs
- New Marketplace Rule Details Administration’s Plans for Addressing Consumer Affordability
- Emerging State Data Paint a Bleak Picture of 2026 Marketplace Enrollment
- Early Signals Suggest a Second Year of Double-Digit Marketplace Premium Increases
- What’s Worse than a Ghost Network Plan? A No-Network Plan
- As Federal Protections Stall, States Move to the Front Lines to Alleviate Medical Debt
- Behavioral Health Parity Takes Step Backward Under Trump
- Publications
- Diabetes Considerations for Essential Health Benefits (EHB) Request for Information (RFI)
- CMS Prior Authorization and Interoperability Proposed Rule: What Diabetes Patient Advocates Need to Know
- Fact Sheet: The Proposed Marketplace Rule Would Make Health Care Less Affordable and Add Red Tape
- What Consumers Need to Know About Health Coverage That Doesn’t Comply with the Affordable Care Act
- Fact Sheet: The Proposed Marketplace Rule Would Make Health Care Less Affordable and Add Red Tape
- What Consumers Need to Know About Health Coverage That Doesn’t Comply with the Affordable Care Act