It’s Still the Prices: Looking Under the Hood at Proposed 2025 Premiums
July is rate review season for state insurance departments. Proposed premiums for 2025 can help reve...
Posts tagged with: rate review
Blog Posts:
States Increasingly Use Power Over Commercial Health Insurance to Boost Primary Care Investment
The U.S. significantly under-invests in primary care, even though the benefits of primary care acces...
Looking Under the Hood: “Enhanced” Rate Review to Improve Affordability
A handful of states are working to improve health insurance affordability by boosting their insuranc...
August Research Roundup: What We’re Reading
As summer was winding down, CHIR was reading up on the latest health policy research. In August, we ...
Colorado Option: Increasing Transparency and Driving Down Costs Through Enhanced Rate Review
The "Colorado Option" - a unique state effort improve health insurance affordability - is underway. ...
Early Rate Filings Show Premium Increases, Rising Costs of Care
The Centers for Medicare & Medicaid Services has published proposed rate changes for 2024 Marketplac...
Party’s Over: Health Plan Premiums Poised to Spike in 2023, After Period of Modest Growth
Health insurers have begun to submit their proposed premium rates for 2023, and they're not looking ...
Averting Premium Shock for Marketplace Consumers
The American Rescue Plan Act has led to record-high marketplace enrollment and significant savings f...
Encouraging Signs for the Public Option in Washington State: Improved Availability and Affordability of Plans in 2022
This open enrollment, Washington State residents can once again purchase first-in-the-nation public ...
October Research Roundup: What We’re Reading
In our newest monthly roundup of health policy research, CHIR intern Madison Berry reviews studies e...
“As if COVID-19 Did Not Exist”: Health Plans Prepare for 2022 in Early Rate Filings
Several states ask for – and publicly post – health insurers’ proposed 2022 premium rates in M...
Stable Rates Reflect Strength of ACA Marketplaces
At the start of the COVID-19 pandemic, many predicted that insurers would need to dramatically hike ...
Are the Affordable Care Act Markets “Stabilizing”? Early 2020 Rate Filings Give Little Cause for Celebration
Changes in premiums are a key indicator of the overall health of an insurance market. CHIR's Sabrina...
2019 Insurer Participation: A “Quieter” Year As Companies Maintain, Expand Their Presence
Since implementation of the Affordable Care Act, insurer participation in the ACA marketplaces has f...
The Effects of Federal Policy: What Early Premium Rate Filings Can Tell Us About the Future of the Affordable Care Act
Insurers have started to propose some pretty eye-popping premium increases for Affordable Care Act c...
Proposed 2019 Affordable Care Act Payment Rule: A Big Role for States
The U.S. Department of Health & Human Services published an annual set of proposed rules for the Aff...
Recent and Potential Regulatory Actions to Roll Back the ACA: State Options Blog Series
While members of Congress debate possible bipartisan actions on the ACA, the future sustainability o...
Relaxing the ACA’s Regulations: Stakeholders Respond to HHS’ Request for Information, Part 2 – State Departments of Insurance
In Part 2 of this three-part series, we look at how state departments of insurance responded to the ...
Proposed Premium Rates for 2018: What do Early Insurance Company Filings Tell Us?
Insurers are starting to submit their proposed plans and rates for 2018 coverage to state regulators...
Reading the Fine Print: Do ACA Replacement Proposals Give States More Flexibility and Authority?
State leaders have been heartened by statements from the new President and Congressional leaders tha...
From Acne to EcZema: The Return of Medical Underwriting Puts Millions at Risk for Losing Coverage or Higher Premiums
Medical underwriting, outlawed by the Affordable Care Act (ACA), is a practice used by insurance com...
Recent State Action: Are Formerly Vocal ACA Opponents Climbing on Board the Obamacare Bus?
As ACA opponents continue to vilify, challenge and undermine the law, four states that have been voc...
How will Premium Rate Changes Affect Consumers’ Renewals into Marketplace Coverage? Lessons Learned from 2015’s Enrollment Season
As states finalize premium rates for marketplace plans by August 25, we'll know the extent of change...
Proposed Premium Rate Increases for 2016: The Jury Is Still Out
There's been some hand-wringing over large proposed premium increases for health plans in 2016. But ...
Meeting Sustainability Challenges: A Useful Example for Insurance Regulators
State insurance regulators face the challenge of sustaining staffing levels achieved thanks to Affor...
Rate Season Begins: Time to Find Out Who’s Up and Who’s Down for 2016
May 15th marks the official start of rate review season for health insurers' proposed 2016 premium r...
Turf Battle or Promising Partnership? Understanding Marketplaces’ Responsibility to Offer Affordable Health Insurance
Local press in D.C. recently reported on a "turf battle" between the health insurance marketplace an...
Decoding 2015 Health Insurance Rate Increase Requests
"The rates are coming, the rates are coming." The release of 2015 health insurance premium rates pro...
Rate Review 2.0: The Next Generation
Last week the Administration released its final rule implementing the ACA's insurance market re...
Health Reform at Work: Lower Rates in New York State
Next year's premiums for individual market plans will be way down in New York thanks to the Affordab...
Multi-State Plan Program Final Rule: OPM's Balancing Act
The Office of Personnel Management recently issued a final rule on the multi-state plan program in w...
The “How To” Guide to the Federally Facilitated Exchange
Last week CMS released a set of instructions to insurance companies seeking to sell plans in the fed...
Florida’s Changes to Rate Review: Heading Backward?
Of the many consumer protection tools available to health insurance regulators, one of the most powe...
Using Rate Review to Make Health Insurance More Affordable: Once Again, Rhode Island Leads the Way
Rhode Island's insurance regulators are using their rate review authority in innovative ways to make...
Checking in on the NAIC: Work in Progress to Update Model State Laws to Comply with the Affordable Care Act
The National Association of Insurance Commissioners (NAIC) continues its work to support states' imp...
In the Midst of “Rate Shock” Fears, Insurers Request Lower Rates in Oregon
An interesting thing happened in Oregon last week after the Division of Insurance publicly posted in...
Taking Rate Review to the Next Level: New Report Examines Possible New Mechanisms to Bend the Cost Curve
A new report from Oregon examines the effect of that state's rate review program - and proposes inno...
Vermont’s Rate Fillings: What Do They Mean for Consumers?
On Monday, Vermont became the first state to release preliminary rate filings for plans to be sold i...
Using Rate Review to Address Affordability of Coverage: Efforts in the States
A handful of states are taking innovative approaches to the regulation of health insurance premium r...
CHIR Faculty Member Mila Kofman Takes Helm of D.C. Insurance Exchange
Our friend and CHIR colleague, Mila Kofman, has been named the Executive Director of the health insu...
Get Ready for the Rulemaking!
The election results mean full steam ahead with implementation of the Affordable Care Act. The ultim...
More Detail on Multi-State Plans from Proposed Rules
The Office of Personnel Management has released new information about the Multi-State Plan Program, ...